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Essential Safety Tips for Those in Hurricane Areas

Advance Preparations

Keep your home in good repair

  • Make sure your address number is clearly marked on your home.
  • Check and secure all of your manufactured home's tie-downs.
  • Secure any loose roofing and siding.
  • Trim dead or broken branches from trees.
  • Purchase these materials to secure your home:
    • Plywood
    • Shutters and/or protective window film
    • Plastic sheeting
    • Nails

Become familiar with your insurance

  • Do you have homeowners and flood insurance? You'll need coverage for the kinds of damage that you may suffer. Check with your insurance representative if you are unsure about the coverages you have. Most homeowners insurance policies do not include flood insurance, but many areas are eligible for a flood policy through the government's National Flood Insurance Program.
  • Inventory your property. You'll need proof of ownership if you have to file a claim. Use a video recorder or a camera to take an inventory of both the inside and outside of your home. Store the information with your insurance policy in a safe deposit box, and send a copy to a relative who lives out of the local area. Update your inventory regularly.
  • When a disaster threatens, most insurance companies will not issue any new policies. The time to buy insurance is before a disaster strikes, not when a severe weather update is broadcast over the radio.

Build a survival kit

  • Food. Store at least a two-week supply of non-perishable foods and special dietary foods, if necessary. Store a manual can opener with the food supply.
  • Drinking water. Have at least one gallon per person per day for two weeks.
  • Flashlights for each person in your family.
  • Portable radio and batteries.
  • First aid book and kit.
  • Two coolers. One for food, the other to hold ice. Ice is a precious commodity before and after a storm.
  • Plastic tarp for roof or window repair, screening, garbage bags and tools.
  • Water purification tablets, plain chlorine and iodine.
  • Infant necessities, such as diapers, formula and plastic bags.
  • Sleeping gear. Include pillows, blankets, sleeping bags, air mattresses or cots.
  • Extra clothing, shoes and a spare pair of eyeglasses.

Include last-minute survival kit items

  • Cash. With no power, banks may be temporarily closed, checks and credit cards may not be accepted, and ATMs may not be in operation.
  • Prescription medicines. Have at least a four-week supply.
  • Batteries for flashlights and portable radio.
  • Important papers: drivers' licenses, special medical information, insurance policies, personal belongings' inventories, titles and social security cards.
  • Camera with film or video recorder.

Plan ahead for evacuation

  • Decide ahead of time where you'll go when you evacuate. If you don't go to an official shelter, map out your evacuation route. Evacuation route signs might not be posted.
  • If your children are in school, find out where they will be sent when an evacuation is announced.
  • Ask a friend or relative outside your area to be your family's contact person. If the situation is grave enough where your family can't evacuate together, have everyone call the contact person to say they are safe.
Hurricane winds and rain can cause major damage when they come ashore. If you live in a vulnerable area, follow these important safety tips.

Prepare in advance

It's important to plan an emergency strategy ahead of time and talk about it with your family. Preparing ahead of time helps you avoid the panicked rushes to buy basic supplies when a severe storm threatens an area.

Prepare your home and familiarize yourself with your insurance coverage. Also build a basic survival kit and make evacuation plans long before a storm hits. It's especially important to make your evacuation plans early if you or a family member have a disability or special medical needs, or if you have young children or pets that must be cared for if you evacuate your home.

When disaster approaches

Remain calm and follow your emergency strategy. Listen to your radio for weather updates and check your survival kit. If you have time, purchase your last-minute survival items.

Things to do before the storm strikes include:

  • Fill your car's gas tank and check the oil, water and tires.
  • Get cash if you need to. ATMs are often shut down by storms for a few days.
  • Make sure your home is prepared. Walk around the yard and pick up all loose objects, like lawn ornaments and furniture.
  • Protect your windows.
  • Lower or remove TV and radio antennas if you can.
  • Place valuable belongings on tables or higher pieces of furniture to protect them from any post-storm flooding.

Evacuate if necessary

Almost every year some people along the Gulf and Atlantic coasts are evacuated because of an approaching hurricane. Know what your local emergency management or civil defense office recommends for your community. Let friends or family members know in advance where you will go if you have to evacuate.

Follow the emergency information instructions on your radio or television. You may have to move quickly, so pack your emergency supplies and be ready to leave when instructed. As you leave your home, unplug all appliances like your TV, DVD player, computer, stereo and microwave. If you've been instructed to do so, shut off water, gas and electricity. Finally, lock your windows and doors.

Pre-storm preparations are especially important for special needs individuals. For example:

  • Home health care patients should let their health agency know where they will be during a disaster and find out when care can be re-established. Patients who are homebound and under a doctor's care should contact their physician to discuss emergency planning.
  • Make prior medical arrangements if you require respirators or other electricity-dependent medical equipment. If you require oxygen, check with your supplier about emergency plans.
  • Take identification, medications, written instructions regarding your care, special equipment and bedding when you evacuate.
  • If you are disabled or will otherwise need assistance during an evacuation, register now with your local emergency management office.

Protect your pets

Most shelters can't accept pets. The exceptions are guide or leader dogs. You'll need to make arrangements for your pet, so talk with your veterinarian, Humane Society or Animal Control office to find out if there are pet shelters in your community.

Create a Pet Survival Kit. Include: proper ID collar and rabies tag, carrier or cage, leash, at least a two-week food supply, water and food bowls, any necessary medications, specific care instructions, newspapers and plastic trash bags for handling waste. Make sure your pets have up-to-date shots, and make sure you have proof of vaccinations.

Keep your family safe

Remember, when a hurricane threatens, the most important thing you can do is follow emergency management instructions for your area. Protecting your possessions is important, but it's most important to get yourself and your family to safe shelter before the storm hits.

For additional information on Hurricane Isabel, check out the National Hurricane Center's site.

Find out more!

You can pick up free copies of the latest Foremost Insurance safety guides from your local Foremost agent. For the name of the authorized agent nearest you, call 1-800-237-6136.

Supplies for your survival kit

Food items:

  • Baby food
  • Bottled water
  • Bread
  • Crackers
  • Cookies, snacks
  • Canned fruits and vegetables
  • Canned meat, fish
  • Apples, bananas
  • Dried fruit
  • Canned/boxed beverages
  • Fruit drinks
  • Peanut butter

Non-food items:

  • Ice
  • Plastic forks and cups
  • Napkins
  • Diapers and formula
  • Can opener (non-electric)
  • Batteries for flashlights and radio
  • Plastic trash bags
  • Charcoal
  • Water purifying tablets
  • Flashlights
  • Candles and matches
  • Clothing and bedding
  • Extra socks and underwear
  • Pillows
  • Sleeping bag and blankets
  • Washcloth and towel for each person
  • Soap
  • Toothbrushes and toothpaste
  • Deodorant
  • Shaving kit
  • Contact lens solution
  • Hair care items and mirror
  • Dentures
  • Sanitary napkins and tampons
  • Paper towels, toilet paper
  • Hearing aid batteries
  • Watch or clock
  • Paperback books, decks of cards or small games

First-aid kit:
Keep contents of first aid kit in a waterproof metal or plastic box.

  • Prescription medicines (four-week supply)
  • Bandages
  • Antiseptic
  • Adhesive tape rolls
  • Aspirin or acetaminophen
  • Children's aspirin or acetaminophen
  • Insect repellent
  • First aid handbook
  • Scissors
  • Antibacterial soap
  • Safety pins
  • Thermometer
  • Needle (for splinters)

Baby items:

  • Small toys -- don't forget favorite stuffed animals
  • Clothes
  • Diapers and baby wipes
  • Milk or formula
  • Powders, creams or ointments
  • Bottles and nipples
  • Baby food
  • Sheets, blankets, rubber pads
  • Portable crib
  • Plastic bags
  • Pacifiers

 

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